Tools

Calculators That Show Their Working

Free, fast and private. Every calculator runs in your browser, so the numbers you enter stay on your device and never reach our server.

Tax

Income Tax Calculator

Enter what you earn and see exactly where it goes. The result breaks down every bracket separately, so you can see which slice of your income is taxed at which rate, and what you are left with each month.

  • Tax owed, take-home pay and effective rate
  • A full bracket by bracket breakdown
  • Yearly, monthly, fortnightly and weekly views
  • Shows what your next pay rise is actually worth
Saving

Money Market Calculator

Work out what a money market account will actually return once compounding and regular deposits are taken into account, and compare it against leaving the same balance where it sits today.

  • Balance projected over any term you choose
  • Handles regular deposits and withdrawals
  • Separates your contributions from interest earned
  • Compare two rates side by side
In Progress

Budget Planner

Split your income across bills, saving and spending, then see what is genuinely left over at the end of the month rather than what should be.

In Progress

Currency Transfer Cost

Compare the real cost of sending money abroad once the exchange margin is added to the advertised fee, which is usually where the money goes.

How They Work

Three Steps, No Sign Up

You will not be asked for an email address, and nothing you type is saved.

1

Pick a Tool

Choose the calculator that matches the question you are trying to answer.

2

Enter Your Figures

Type your numbers in. Results update as you go, on the same page.

3

See the Breakdown

Read the full working underneath, not just the headline figure.

4

Read the Guide

Each tool links to the guide that explains what the result means.

Which calculator should we build next?

The tools on this page all started as questions from readers. Send yours and it goes on the list.

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